Auto Accidents

Published on: December 30, 2021

What to Do After a Fort Myers Hit-and-Run Accident: Injury Lawyer Insight

Fort Myers hit and run injury lawyer Enduring any car crash is painful enough. But 25 percent of those in Florida car crashes have no one to answer for what happened because the at-fault driver took off or fled the scene. The Florida Department of Highway Safety and Motor Vehicles reports 1 in 4 crashes in the Sunshine State are hit-and-run accidents. There are laws on the books intended to hold fleeing drivers accountable. But even if those drivers are never caught, there may still be several insurance claim options that can help injured persons collect damages. If you’re hurt in a Fort Myers hit-and-run accident, injury lawyers advise taking certain steps to preserve evidence and protect your right to recover your losses from what insurance companies call a “Phantom Vehicle”

Fort Myers Hit and Run Accident Laws

An accident is considered a “hit-and-run” when a driver flees the scene without staying long enough to exchange personal information with the other driver (name, address, license number, vehicle registration, insurance information) or to render aid and “reasonable assistance” to anyone who’s injured. Per F.S. 315.062, reasonable assistance can mean simply calling 911 or, in some cases, physically taking the injured person to a hospital themselves.

Published on: December 16, 2021

Do I Really Need a Lawyer for a Car Accident in Florida?

by Leland Garvin

Naples car accident lawyer You’re going about a regular day when suddenly you’re blindsided in a Florida car accident. Traumatic and jarring, the experience may leave you bewildered about what to do next. Often, one of the first questions is, “Do I really need a lawyer?”

The answer depends on a myriad of factors. Let’s start with something we can say unequivocally: There is no law anywhere in Florida statutes that says you must hire a lawyer if you’re involved in a crash. However, there are numerous situations in which it would be prudent or even strongly advisable to do so.

Here, we offer the top three questions to ask before deciding if you should hire a car accident lawyer in Florida: Continue reading

Published on: November 24, 2021

Avoid Florida Drunk Driving Injury Risk This Thanksgiving

by Leland Garvin

drunk driving injury lawyer Thanksgiving is associated with tradition, togetherness and turkey. But among public safety officials, it’s well-known as one of the booziest and most dangerous holidays of the year. In fact, the night before Thanksgiving has been dubbed “Drinksgiving” or “Blackout Wednesday,” and is statistically aligned with a steep increase in alcohol-impaired driving and drunk driving injury. (There’s also the increasing popularity of “Danksgiving,” which involves an uptick in marijuana consumption, dangerous when those individuals get behind the wheel.) Crash and fatality rates have reportedly been higher than even New Year’s Eve, the Fourth of July, or St. Patrick’s Day.

As Fort Myers injury lawyers, we recognize there are a few reasons behind this troubling trend. Part of it is because there are so many more people on the road. AAA anticipates a return to pre-pandemic travel levels this holiday, with nearly 54 million people hitting the road – a 13 percent jump since last year, the biggest year-over-year climb since 2005. Three cities in Florida (Orlando, Tampa, and Fort Lauderdale) are listed in the Top 10 U.S. destinations for Thanksgiving 2021 holiday travel. In addition to that, many people have no work obligations during the long weekend, and folks are eager to return “home” to see family and friends. It’s also typically the first break college students have to return to their hometowns and catch up with their high school buddies – usually at local bars and clubs. Add to the mix this year that people are eager to shed COVID gathering restrictions, and it could be a recipe for particularly raucous reunions.

According to the National Safety Council, more than 415 people may die and another 47,500 may be seriously injured over the Thanksgiving holiday due to drunk driving. The agency’s predictions on drunk driving injury and death have historically been fairly accurate.

An analysis of National Highway Traffic Safety Administration data by ASecureLife revealed the states with the higher Thanksgiving holiday crash rates were in the South. The NHTSA reports that between 2015 and 2019, nearly 800 people died in alcohol-impaired crashes over the Thanksgiving holiday period. Over the 2019 Thanksgiving holiday period, there were more than four times as many alcohol-impaired crashes during the nighttime hours compared to during the day.

Who May Be Held Liable for Florida Drunk Driving Injuries, Wrongful Death Claims?

Published on: October 27, 2021

Naples Injury Attorney Explains Accident Report Privilege in Florida Crash Cases

by Leland Garvin

Naples injury attorney

Florida law requires that police be called when a motor vehicle crash occurs. The investigating officer will arrive and be tasked with documenting the scene, interviewing witnesses and preparing a crash report.

At the same time, the Fifth Amendment to the U.S. Constitution guarantees those accused of crimes the right to refuse to answer questions that could be used against them in a criminal proceeding. To prevent a possible constitutional violation, Florida law has carved out something called accident report privilege (which is not exactly a privilege, but more on that later). Basically, statements made to an investigating officer for purposes of completing the crash report can’t be used in criminal proceedings OR a civil injury lawsuit.

As a Naples injury attorney can explain, there are a lot of different reasons for this protection – constitutional and otherwise. But it’s important to note because it could have a negative (or positive) impact on your ability to recover damages from the at-fault driver. The good news is that if you work with an experienced attorney, he or she can usually obtain that same information elsewhere – especially when the details can still be gleaned during the discovery process. Continue reading

Published on: October 20, 2021

Naples Accident Lawyer On Product Liability Claims in Crash Cases

by Leland Garvin

Nothing is more devastating than the wrongful death of a child. As a longtime Naples accident lawyer, I’m unfortunately all-too-aware that motor vehicle crashes are a leading cause of child deaths in the U.S. I also know most of these deaths are preventable – not only by the drivers involved but sometimes by auto manufacturers who fail to ensure the vehicles they sell are safe.

Car accident lawsuits against the makers of vehicles are a type of product liability claim. These are injury lawsuits, but rather requiring proof of negligence (the standard in a typical car accident case), Florida product liability claims are generally pursued under a legal theory called strict liability. This requires plaintiffs to show the product was unreasonably dangerous as designed or because of a manufacturing defect or because the warnings/instructions were insufficient.

When Vehicles Are Dangerously Manufactured, Designed

Published on: August 19, 2021

Florida No-Fault Car Insurance Law Remains – For Now

by Leland Garvin

Florida no-fault car insurance law isn’t going anywhere, at least this year. For motorists, that means continued reliance on personal injury protection (PIP) coverage and proof of serious injury before pursuing a fault-based car accident claim against negligent drivers.

Governor Ron DeSantis has vetoed the bipartisan Senate Bill 54, passed by state lawmakers in April. The bill would have rewritten our unique, no-fault state car insurance law and required drivers to obtain new policies by next year.

In a short statement released by the governor’s office, DeSantis, while calling the current law “flawed,” explained he felt the bill failed to adequately address issues faced by Florida drivers and could have adverse, unintended consequences for both consumers and the market.

The veto was a bit of a surprise, given that the bill had strong bipartisan support, passing with little debate several months ago. Supporters insisted it would reduce auto insurance premiums in a state that consistently ranks within the top five. However, analysis of potential impacts yielded mixed results. Plus, the insurance industry and medical providers came out swinging hard against it.

What Does Florida No-Fault Car Insurance Mean for Motorists?

The effect of the veto is that nothing really changes for Florida drivers, at least not this legislative term. No-fault auto insurance remains in place.

Florida is one of the few states that continues its use of no-fault car insurance, as opposed to a system of fault recognized by many states. Contrary to what some presume by its name, no-fault insurance doesn’t mean no-fault is assigned in the crash. It just means the coverage pays certain damages incurred by insureds upfront, regardless of who was at-fault. Continue reading

Published on: June 17, 2021

When Dangerous Vehicle Design Causes Florida Crash Injuries

by Leland Garvin

When Florida crash injuries are significant and lasting, it is necessary to analyze all potential avenues of financial recovery. In some cases, that may include claims against car manufacturers for dangerous vehicle design. These types of tort claims are referred to as product liability lawsuits.

Allegations in car accident product liability lawsuits often assert that one’s injuries were exacerbated by design or manufacturing flaws that put occupants at unreasonable risk of serious injury or death.

Recently, a Florida family filed a product liability lawsuit against Honda alleging dangerous design flaws that resulted in severe injuries to a young girl who was riding in the third row of her family’s van. The girl’s mother was traveling with her three children one afternoon in August 2019 when they were rear-ended by a Jeep. According to local news reports, the girl, then 7, suffered a traumatic brain injury and broken bones. She has endured numerous hospital stays, surgeries and daily physical, and occupational therapies.

Although the family is pursuing a claim against the driver of the Jeep for negligence operation, claims against the vehicle manufacturer allege strict liability and negligence for alleged dangerous design flaws that reportedly left third row passengers vulnerable to serious injury. Continue reading

Published on: June 2, 2021

Employer Liability for Florida Distracted Driving Accidents

by Leland Garvin

Employers of motorists who cause crashes while distracted by work obligations may be liable to cover the damages of those injured. Florida distracted driving accidents are on the rise. AAA reports distracted drivers caused the deaths of 3,142 people in the U.S. in a single recent year, an uptick of 10 percent from the year before. In this Florida alone, 258 people died that year as a result of crashes caused by drivers who were distracted. That figure is likely underreported given that not all types of distractions are easily identifiable.

April is Distracted Driving Awareness Month, and traffic safety experts have expressed concern about the still-rising number of crashes, placing significant blame on drivers who aren’t paying attention. “Cognitive overload” after participating in back-to-back videoconferencing, along with atrophied driving skills during the pandemic, was cited by several researchers in a recent NBC News report.

It should be noted that F.S. 316.305 prohibits drivers from operating a vehicle while texting, emailing, reading data, instant messaging, etc. for non-voice communication purposes.

Cognitive distractions after a work-related video conferencing may be a very real problem for drivers, but the question in terms of potential legal liability for the employer will be whether the driver was acting in the course and scope of employment at the time of the collision. Continue reading

Published on: May 24, 2021

Florida Car Accident Rules to Change, Barring Governor Veto

by Leland Garvin

Florida car accident lawyer Fort Myers The way drivers pursue civil damages in Florida car accident cases will fundamentally change starting Jan. 1, 2022, barring a veto from Governor Ron DeSantis. If approved, Florida’s 50-year-old no-fault driver’s insurance law will be no more as of next year, following the majority of state lawmakers’ vote for repeal with SB 54.

The new law will directly impact two types of driver insurance requirements – personal injury protection (PIP) and bodily injury liability coverage. PIP has been required in Florida since 1972 to provide up to $10,000 in coverage for 80 percent of all “necessary and reasonable expenses” incurred as a result of a crash, no matter who caused it. It also includes $5,000 in funeral expenses. Bodily injury liability, which covers damage to others if the insured caused the crash, has not been mandatory for most Florida motorists (with some exceptions for those with prior DUI convictions, etc.). However, Florida’s Financial Responsibility Law has held that drivers must provide up to $20,000 in financial coverage per accident and $10,000 per person if they cause an accident – an amount for which they’d be personally liable if they didn’t purchase insurance to cover it.

Under the new law, vehicle owners would no longer be required to purchase PIP to register their vehicles. However, they would need to pay for:

Bodily injury liability coverage, at least $25,000 per occupant, up to $50,000 per accident.
$5,000 in death insurance to cover funeral expenses and other bills of anyone killed in a collision.
A $10,000 financial responsibility requirement for property damage liability (PDL) coverage.

Those hurt in a Florida car accident would no longer have a dollar limitation on recovering damages for pain and suffering under PIP. Further, insurance companies will be required to offer Med-Pay, with $5,000 and $10,000 in health insurance with no deductible, though insureds could opt-out of this. Continue reading

Published on: April 23, 2021

Car Accident Lawyers Weigh Proposed Changes to Florida’s No-Fault Law

by Leland Garvin

Fort Myers car accident lawyer

Fort Myers car accident lawyers are carefully watching Florida legislature developments pertaining to proposed changes to auto insurance claims laws that could impact how we approach crash cases.

The one that would result in the most change is SB 54, which would repeal provisions of Florida’s No-Fault Law to a fault system.

Fort Myers Car Accident Lawyers Explain Florida PIP

Florida is one of just a few states in the country with a no-fault law for car accidents. This does not mean nobody is ever to blame when an auto accident happens. Rather, it has to do with the way crashes are handled for insurance purposes. The type of insurance associated with a no-fault system is called personal injury protection, or PIP. Continue reading