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Fort Myers personal injury lawyerOne of the first questions a lot of people ask when they’re first considering filing a Fort Myers personal injury lawsuit is, “What is my case worth?”

In legal terms, we would phrase “the amount owed” as “damages.”

To answer this question, your Fort Myers personal injury lawyer would certainly start by examining the type of injury, who was at fault, how much you’ve racked up in medical bills, and the wages you’ve lost while you’ve had to take off work to recover. Determining the full scope of damages can quickly get complicated.

That’s partially because not every loss is tangible. You may be entitled to compensation for your physical pain and suffering or even for the emotional anguish you went through as a result of the incident. Those things aren’t easily measurable in dollars and cents (even if that’s how they’re ultimately paid).

Other factors that must be considered:

The type and severity of injury.

Minor injuries shouldn’t be dismissed, of course. But the reality is that unless your injury landed you in the hospital, resulted in a permanent injury, significant loss of function, permanent scarring, and/or forced time away from work, it’s unlikely to result in a significant settlement without the hiring of a skilled personal injury attorney.

If you are in a car accident in Florida, you actually can’t step outside the no-fault system to pursue damages against the at-fault driver unless the extent of your injuries meets or exceeds the serious injury threshold, as outlined in F.S. 627.737. This requires evidence that your injury consisted of a significant and permanent loss of an important bodily function, significant and permanent scarring or disfigurement, permanent injury within a reasonable degree of medical probability, or death.

However, this same rule won’t apply to motorcycle injury victims because they do not carry the no-fault personal injury protection (PIP) insurance. So again, the type of injury can impact how your case proceeds and how much it’s worth.

It’s also worth pointing out that certain types of cases may be more difficult/complicated to successfully pursue. For instance, a case of medical malpractice or product liability is going to require more resources, expertise, expert witnesses, attorney time, etc. They may also yield higher damage awards as there will likely be more recoverable assets/insurance coverage, but all of this will be weighed in determining the value of a case. Continue reading

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Fort Myers medical malpractice lawyerPregnancy and childbirth can be a time of intense joy and anticipation for families. It can also be a time of great apprehension given the risks. Just because something goes wrong in pregnancy or childbirth doesn’t automatically mean there’s a basis for a Florida medical malpractice lawsuit. However, there are absolutely instances when maternal death and sometimes miscarriage could be grounds for a claim.

It is critical to work with a Southwest Florida medical malpractice attorney who understands the complexity of these claims and has the skills, resources and commitment to seek accountability from negligent medical providers when warranted.

An estimated 1 in 4 pregnancies end in miscarriage, according to the American College of Obstetrics and Gynecologists. Most of these occur in the first trimester, and there is often no obvious cause.

Questions of legal accountability can be complicated, but might be raised when there is evidence of a medical provider’s clear error, misstep, or missed diagnosis that caused or significantly contributed to the loss. Possible examples might include:

  • A hospital-acquired infection.
  • Failure to provide prompt and proper treatment in the event of a medical emergency.
  • Missed diagnosis of a serious condition, such as preeclampsia, can lead to miscarriage and/or maternal death.

However, under current Florida law, civil liability for negligence leading solely to the death of a fetus (as opposed to the mother) would not be considered “wrongful death.”

Florida Courts on Civil Liability for Death of a Fetus

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Doctor reviews brain scans of a patient represented by South Florida brain injury lawyerA traumatic brain injury can make it seem as if time is literally standing still. Many of the 2.5 million people diagnosed with a TBI in the U.S. each year describe a sense of “depersonalization” or “derealization” that disrupts their sense of time – along with their memory, balance, sleep cycles, mood patterns, brain function, and more.  Unfortunately, as a Florida brain injury lawyer can explain, that doesn’t always mean you’ll have more time to file a civil negligence claim for damages related to that injury.

Traumatic brain injury or “TBI” is a contributing factor in an estimated one-third of all injury-related deaths in the U.S. A 2012 study published in the Journal of Safety Research revealed the cost to society for care and lost productivity due to brain trauma is enormous: $76 billion annually. Not all TBI sufferers are permanently impacted, but the National Institutes of Health report an estimated 5.2 million people in this country are disabled due to their TBI.

Although we don’t know exactly how many TBI injuries are caused by another’s negligence, we do know a fair number of Florida litigants include TBI claims. A longitudinal study published in the journal Frontiers in Neurology found that approximately 40 percent of TBI victims in one city had filed a personal injury lawsuit related to their claim.

A Florida brain injury lawyer can also tell you that many of the most common types of actionable injury claims involve head trauma: Car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, slip-and-falls, hotel and resort injuries, golf cart injuries, construction accidents, nursing home falls, medical malpractice claims, criminal assaults on business property, etc. Depending on how serious your injuries were and whether someone else was at-fault for what happened, it may be possible to take legal action against at-fault parties in civil court to recover damages for medical bills, lost wages, pain and suffering, and more.

Factors That Impact How Long You Have to File Your Florida Brain Injury Lawsuit

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Fort Myers crash injuries lawyerIn a win for people seeking fair compensation for Florida car crash injuries, the Florida Supreme Court recently ruled against an auto insurer trying to minimize a claimant’s rightful payout.

The case of Ellison v. Willoughby started with a South Florida car accident. A truck driver t-boned another vehicle, causing serious car crash injuries. The plaintiff, a passenger in the car, sued both the truck driver and his wife, who co-owned the truck. (Florida allows vicarious liability lawsuits against vehicle owners under the dangerous instrumentality doctrine.)

The plaintiff also filed a claim with his own auto insurance company for uninsured/underinsured motorist (UM/UIM) coverage. As our Fort Myers car accident lawyers can explain, UM/UIM coverage is paid by your own insurer when the at-fault driver either doesn’t have any insurance or doesn’t have enough insurance to cover your losses. Such coverage isn’t mandatory for Florida auto insurance policies, but most offer it standard.

In this case the plaintiff then successfully pursued a claim for bad faith damages against his UM/UIM carrier. We don’t know the exact details of this particular bad faith claim, but most Florida bad faith insurance claims are initiated when insurers try to evade their obligations to policyholders. Examples include failure to properly investigate a claim or settle reasonable claims in a timely manner for a fair sum. Bad faith damages can be incredibly costly for insurers, but that’s intentional. Insurers have the upper hand in negotiations after a car crash as the insurance contract says that the insured gives up their right to negotiate their claim to the insurance carrier. Heavy penalties for acting in bad faith are intended to serve as a powerful incentive to treat injured claimants and policy holders fairly. In this case, the UM/UIM policy limit was a maximum of $10,000. But the bad faith claim ultimately led to a $4 million settlement between the UM/UIM insurer and the plaintiff. This was all before the trial against the truck driver and his wife/co-owner of the truck.

The negligence trial then proceeded, and plaintiff won a $30 million verdict. The defendant then filed to offset that verdict by $4 million, citing the bad faith insurance settlement. The trial court denied the request, as did Florida’s Second District Court of Appeal upon review. In so doing, the Fla. 2nd DCA certified a two-part question to the Florida Supreme Court:

  • Is a settlement made by a UM/UIM insurer to settle a first-party bad-faith insurance claim subject to setoff under F.S. 768.041(2)?
  • Can an insurer claim a setoff of such a settlement under F.S. 768.76 by citing it as a collateral source?

The Florida Supreme Court quashed the first part of the question/answer (it hadn’t been properly preserved for appeal). As to the second question, justices answered: No. Continue reading

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South Florida personal injury lawyerThink you might need to hire a Florida personal injury lawyer but have no idea where to start?

Most Naples personal injury clients are folks with little-to-no experience in civil litigation, and this is a good thing as we all don’t want to hire lawyers unless we have to. Many of our clients are reeling from a horrible crash or devastating loss due to a medical mistake and unsure of their next steps. Very often doctors or insurance companies are not always helpful in encouraging people to seek legal counsel.

The good news is that an experienced Naples Florida personal injury lawyer can help you navigate the whole process from start-to-finish, sometimes without even stepping foot in a courtroom.

How Do I Find a Lawyer?

The internet is usually the first place people start nowadays when looking for a Florida personal injury lawyer.

You can start with a simple search of attorneys in your region who practice the type of law you need. For serious injuries, you may want to dig a little deeper.

Personal injury law falls under the general umbrella of “torts,” but there are actually several different types of personal injury claims. For example, injury due to a doctor’s error is going to fall under “medical malpractice law.” Injuries resulting from a dangerous or defective product or vehicle will be filed as “product liability” claims. If you’re injured as a result of a dangerous condition on someone else’s property, this is called “premises liability.”

You want to check for injury lawyers in the area with experience and success in handling cases just like yours. For this, you can specifically for a section on their website with detailed testimonials and/or case results. (You can also ask for this directly if you decide to meet with the attorney.)

It’s not a bad idea to check the ratings and reviews on Google, social media, and other platforms. These might not give you the whole story, but attorneys and/or law firms with a fair number of positive reviews are probably doing something right.

In Florida, you can also contact your local Bar Association for lawyer referral services. There are offices in Collier, Lee, Charlotte and Sarasota Counties.

What Does a South Florida Personal Injury Lawyer Need From Me?

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Cape Coral car accident settlement FloridaA central part of resolving any Florida car accident case is negotiation with insurers. You may not need to go to trial or even file a lawsuit. But you will almost certainly be negotiating with at least one insurer at some point. Some folks feel comfortable handling this themselves, but for reasons laid out in this blog post, they might want to think twice. If you botch the negotiation by turning down a fair car accident settlement offer from the insurer, you could lose everything – even with a winning case.

For one thing, it’s common for auto insurance companies to lowball claimants. If you accept that initial offer, you will forgo any chance of collecting more in the future, even if you later realize your damages are much greater.

For another thing, Florida statute explicitly incentivizes parties to accept a fair car accident settlement offers. It also penalizes those who don’t. F.S. 768.79 says that in any civil action for damages filed in state court, if one side offers the other a settlement that isn’t accepted and the subsequent final judgment of the court is within 25% of that earlier settlement amount, the side that rejected the settlement has to pay the other’s court costs and attorney’s fees.

For example, let’s say you’re suing for $100,000, and the defendant extends a Florida car accident settlement offer of $80,000. You reject it, take the case to court, and the final judgment is for $90,000. That is within 25% of what you were offered to settle. Even though you won, you now have to pay the defense attorney’s fees (as well as your own) out of your winnings. If costs and attorney’s fees amount to more than the final judgment, the court will enter a judgement in favor of the defendant and you’ll owe them.

The trickiest part of all is that without an experienced car accident lawyer, you won’t have a strong sense of what is truly fair and what isn’t. If you aren’t confident about what your case is really worth, you could end up with far less than you deserve – either by accepting far too little and forgoing your right to ask for more OR refusing a settlement that’s totally fair based on the facts.

By working with a knowledgeable Cape Coral car accident attorney, you get the assurance of knowing when an insurance settlement offer is reasonable and when it isn’t.

Proper Valuation of Florida Crash Cases

Proper valuation of a crash case for purposes of determining a fair car accident settlement isn’t simple math. Some of the factors that weigh into what a case is worth include: Continue reading

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E-bike-Pic-300x201Electric bicycles, aka “e-bikes,” have become incredibly popular here in the Sunshine State. If you’re unfamiliar, these are pedal-operated bicycles equipped with an electric bike motor to assist. U.S. sales of e-bikes topped $1.3 billion in 2022, and Floridians love them, as they’re allowed on most roads, bike paths, and trails where traditional bikes can operate.

That said, a Key West injury lawyer can tell you their introduction hasn’t been a super-smooth ride. The U.S. Consumer Product Safety Commission (CPSC) says that micromobility device injuries treated at hospital emergency rooms nationwide have increased 23 percent every year since 2017. (This includes not only e-bike injuries, but those involving hoverboards and e-scooters.)

But such increases do make sense for the simple fact that these devices didn’t even exist a few years ago. The risks they pose are worth knowing, but none of it really changes the fact that the bigger safety threats on South Florida roads are:

  • Infrastructure that wasn’t designed to safely accommodate alternative modes of transportation (i.e., wide roads, high speed limits, no sidewalks, etc.).
  • Reckless motor vehicle drivers.

If you’re injured in a Florida e-bike accident, a Key West injury lawyer can explore all avenues of compensation (i.e., defective helmets, rental bike agency liability, product liability claims against the e-bike manufacturer, etc.). But such cases are probably going to closely mirror conventional Florida bicycle accident claims than anything else – and those are most typically against motor vehicle drivers.

E-Bike Injuries Often Resemble Conventional Bike Injuries

Questions have been raised about whether e-bikes are better classified as “motor vehicles” – more aligned with motorcycles than traditional bicycles.

But in one study published in the Journal of Clinical Medicine, researchers looked at injury patterns involving e-bike operators, bicyclists, and motorcycle operators. They found that the injury patterns of e-bikers resembled that of bicyclists “much more” than that of motorcyclists. Continue reading

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Snowman-Steering-Wheels-300x220Sparkling decor is part of the magic of the holiday season. But as a Fort Myers injury lawyer, I’d strongly advise you to keep it away from your steering wheel.

The National Highway Traffic Safety administration (NHTSA) just issued a warning not long ago about the dangers of aftermarket, gem-studded decals that can cause serious injury in a crash. In one documented case, a driver lost sight in one eye after a rhinestone-emblazoned decal dislodged from the wheel during a crash and struck her in the face.

Aftermarket Vehicle Parts Can Complicate Product Liability Case

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Florida personal injury law explained by Fort Myers injury law firm

The first introduction many people have to Florida personal injury law is when they find themselves injured and in need of an attorney or being sued. Especially for an injured party emerging from the traumatic fog of that experience and still healing, it can feel overwhelming trying to follow along with the intricacies of the vocabulary, statutes, timelines, court procedures, etc.

Here, our Fort Myers personal injury lawyers offer up 6 facts about Florida personal injury law that we find are most relevant to the plaintiffs, who are our clients in these cases.

1. No-Fault Laws Don’t Absolve Anyone From Liability in a Car Accident.

There’s a common misconception that Florida’s no-fault car insurance law, F.S. 627.736, means that there is no finding of fault in car accident cases. This is false. What is true is that with the personal injury protection (PIP) coverage that is required of all registered vehicles in Florida, up to $10,000 in damages can be paid to the policyholder for things like medical bills and lost wages – and this is paid regardless of fault. However, as you likely already know, $10,000 is nowhere near enough to cover one’s losses in a crash, especially if the injuries are serious.

According to the National Safety Council, the average economic cost of a disabling car accident in 2021 is $155,000. That includes wage and productivity losses, medical expenses, property damage, and uninsured costs for employers. The average cost of a fatal crash is $1.8 million. Even in cases where injury is “possible but not evident,” the cost was $24,000 – 150% more than what PIP covers.

Florida’s no-fault law just means you need to go to your PIP insurer first. If your injuries meet the “serious injury threshold,” you can step outside of that system and take legal action against the at-fault drivers.

2. Florida Now has a 2-Year Statute of Limitations.

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South Florida school zone crash lawyerSchool zone or zoo? Anyone who’s traversed a school zone South Florida at busy pickup or drop-off times might have a tough time discerning. For all school officials and traffic safety engineers prioritize keeping kids safe, the Florida school zone crash risk is still high : Speeding drivers, school bus drivers with big blind spots, distracted walkers and cyclists (especially those with noise-canceling headphones), jaywalkers, and unsafe pickup/drop off behaviors in among 1/3 drivers (double-parking, stopping in the middle of the crosswalk, etc.).

There are an estimated 3.2 million schoolchildren in the U.S. (public and private). According to the Florida Department of Education, about 500,000 students ride a bus. In Lee, Collier, and Charlotte Counties, about 25%-35% of kids take the bus. The rest walk, ride a bike, or are car riders. In Lee County alone, 1,300 students are classified as facing “hazardous walking conditions” on their way to school (about 12,300 statewide).

According to the Transportation Research Board, an estimated 25,000 kids are injured and 100 are killed each year while walking to or from school. Not all of those happen in school zones, though most do involve speeding vehicles. About 30 percent of school zones do not have crosswalks.

As longtime Fort Myers personal injury lawyers, we know that unfortunately, Florida has the third-highest number of annual child traffic deaths, and consistently ranks at the top of the list for child pedestrian and bicycle deaths. According to the National Highway Traffic Safety Administration (NHTSA), the most dangerous time for child pedestrians is between 3 p.m. and 6 p.m. – after school hours.

Traffic Rules in Florida School Zones

The posted speed limit in most Florida school zones is 20 mph, though some cities and counties have lowered it even further to 15 mph. Going even 1 mph over that limit can result in a $50 fine – without any prior warnings. Anything above that, and you’re facing a fine of between $200 and $500 (depending on how fast you’re going), plus 3 points on your license (both of which can be waived if the prosecutor allows you to take a traffic safety course). Flashing yellow lights are drivers’ main indicator upon entering and exiting. Enforcement times are typically posted on road signage, though it’s usually 30 minutes prior to the start of school, during school hours, and 30 minutes after school hours have concluded. And in case you didn’t know: It’s illegal to obstruct a crosswalk in a school zone, even if you’re picking up or dropping off a child. If there’s a crossing guard, drivers must obey all their instructions.school zone crash lawyer Florida

In an effort to bolster student safety near schools, a new Florida law went into effect July 1, 2023 to heighten enforcement of school zone speed limits. The law authorizes city or county governments to enforce speed limits in school zones with speed detection systems (similar to red light cameras). Although the idea of speed cameras isn’t especially popular with motorists, the U.S. Centers for Disease Control & Prevention reports their presence can reduce the total crash risk from 8  to 49 percent.

Some say it doesn’t go far enough, though, because violators won’t incur points on their license, and their infractions won’t result in higher auto insurance rates.

Existing law outlined in F.S. 316.306 prohibits the use of handheld wireless communication devices (cell phones, mainly) while driving through a designated school crossing or in a school zone. To do so is considered a primary offense (for which police can initiate a traffic stop).

Reduce Florida School Zone Crash Risk

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