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Fort Myers car accidentFlip-flops and bare feet are quite common footwear given the warm and sunny weather of South Florida. But just because it’s common doesn’t mean it’s without consequence. If you’re in a Fort Myers car accident while wearing loose shoes (like flip-flops) or none at all, that could be a real issue as discussed below.

Is It Legal in Florida to Drive in Flip-Flops or Barefoot?

As Fort Myers car accident lawyers can explain, there’s nothing in Florida statute that expressly prohibits drivers from donning floppy footwear – or foregoing it altogether.

That doesn’t mean you’ll get off scot-free if law enforcement finds failure to wear proper shoes was a factor in the crash. In fact, it could result in a ticket for reckless driving or distracted driving.

For Florida injury attorneys, flimsy footwear can factor two-fold in crash cases:

  • It could be part of what caused the accident.
  • It could be cited in comparative fault claims for having made the plaintiff’s injuries worse than they would have been otherwise.

Risks of Flimsy Footwear in Fort Myers Car Accident

It’s not that sandals or other loose shoes are inherently dangerous for vehicle occupants, but they aren’t exactly safe either – especially for drivers.Fort Myers car accident flip flops

One study found that flip-flops are more dangerous to drive in than heels, often making it difficult to brake safely. Flip-flops reportedly double the amount of time it can take for a foot to move from the break to the accelerator. Among flip-flop-wearing drivers surveyed, 27% said it caused some kind of problem while driving and 1 in 10 said their shoe got caught underneath the pedal while driving.

Shoes that provide support and stability are essential for safe driving. Open-heeled shoes like flip-flops have a tendency to slide over the pedal (especially if they’re wet). This could cause a risky delay in acceleration or braking if the shoe gets even momentarily stuck under the pedal. Also, if you take your shoes off while driving and keep them near the pedals, they easily get stuck underneath that way as well.

As for driving barefoot, you might be at slightly less risk of your foot slipping than if you’re wearing flip-flops or wedges. The human foot has a surprisingly natural grip – except when it’s wet.  Also, barefoot drivers have to apply a greater amount of pressure to brake and accelerate.

Without shoes, you may also be more vulnerable to serious leg and foot injuries in a Fort Myers car accident. Continue reading

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Naples personal injury lawyerWhether we’re talking about a motor vehicle accident, medical mistake, or slip-and-fall, one of the surest paths to unfair financial compensation is signing off on the insurance company’s initial settlement offer without first running it by a Naples personal injury lawyer.

This might be OK if the only losses you’ve suffered are property damage and some minor injuries. But if you were hospitalized, had bones broken, had to take off work for a while, etc., it’s important to avoid signing away your rights to pursue full and fair damages by agreeing to the first settlement offer insurers put in front of you without having a lawyer look at it.

Insurance companies commonly try to take advantage of the fact that you are in shock, traumatized, concerned about money, and don’t realize your case may be worth a lot more. If you sign off on the first settlement agreement they thrust in front of you, you could well be signing away your right to a great deal more money.

At the very least, having a Naples personal injury lawyer review it will give you peace of mind that the deal you’re inking isn’t going to be to your detriment down the road. Settling an injury case too quickly means you might not have a complete sense of the full scope of your losses – in which case a settlement can mean you’ll be losing money.

It’s not about being greedy. It’s about making sure you don’t end up paying out of your own pocket for an injury caused by someone else’s carelessness.

Most Naples Personal Injury Cases Are Resolved Via Settlement

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Fort Myers car accident lawyerRecent changes to Florida’s tort laws have made it a bit tougher to successfully sue for crash-related injuries if you were partly at-fault. That said, you shouldn’t presume it’s pointless until you talk to a Fort Myers car accident lawyer – especially if your injuries were serious enough to require hospitalization or time off work.  While the new comparative fault law certainly creates legal challenges, rarely are matters of personal injury entirely black-and-white.

The vast majority of Florida car accidents are caused by human error. Common causes include inattention, speeding, failure to yield, intoxication, etc. However, there’s a tendency to think of fault in car accident cases as a binary: One person was at-fault, another was hurt because of it. And sometimes that’s true. But it’s also frequently true that more than one person’s actions contributed either to the cause of the crash or the severity of injuries. One driver may have been speeding, but the other wasn’t paying attention. One person ran a red light, but the other wasn’t wearing a seat belt. So then the question for insurers (and possibly the courts) becomes, “To what extent is each person at-fault – for the crash and resulting injuries?”

As a Fort Myers car accident lawyer, I can tell you the answers aren’t always perfectly obvious. In fact, they can often be a bit subjective. Even if you know you made some missteps, an experienced injury attorney will know what evidence is needed to make a compelling case that you are still entitled to compensation. Continue reading

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Fort Myers slip and fall lawyerWitnesses can play a pivotal role in any Florida personal injury case – and that includes Fort Myers slip-and-fall lawsuits (also known as Premises Liability lawsuits). Sometimes with the ubiquitous presence of security and cell phone cameras, it’s easy to forget that the firsthand accounts of other people can be invaluable in helping us reconstruct what happened and who was at-fault.

Even with video evidence, some of the strategic reasons Fort Myers slip-and-fall injury attorneys will present witness testimony of an incident:

  • Corroboration. A witness – particularly one that has no connection to the plaintiff/injured person – can back up the plaintiff’s story. This not only bolsters the plaintiff’s credibility, but also strengthens their case by providing additional evidence of the defendant’s negligence. Judges and jurors are going to be more convinced of the testimony you’re providing if multiple other witnesses are consistently saying the same thing.
  • Observations you may have missed. When a person is seriously injured, their focus in that moment can sometimes narrow to the pain point. This might cause them to miss key bits of information that might prove crucial to the case. Witnesses can help fill in the blanks.
  • Establishing actual or constructive knowledge. Florida slip-and-fall claims aren’t easy to win. F.S. 768.0755, Florida’s slip-and-fall statute, requires evidence that the defendant/property owner had actual or constructive knowledge of a dangerous condition on site and failed to take action to remedy it. It should noted that this statute affects only cases when a transitory foreign substance is involved- The witnesses are sometimes even employees of the defendant – sometimes provide this evidence by detailing their actual knowledge of the hazard (ex: “I saw the spill and told my manager, but nothing was done to fix it or warn customers”) or testimony that the condition had existed for some time or occurred with regularity (thereby establishing constructive knowledge).

To be useful in a Fort Myers slip-and-fall case, eyewitness testimony needs to come from a person with firsthand knowledge of relevant events, a good memory, a consistent story and decent credibility. They must also be willing to testify in court. While written statements can be helpful to your lawyer’s investigation, they may be considered inadmissible in court as hearsay without the witness’s willingness to swear to it under oath.

Recent Florida Slip-and-Fall Case Underscores Importance of Witness Testimony

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woman driving a car in Florida auto insurance breakdown from Cape Coral injury lawyersCar insurance is more expensive in Florida than any other state. Insurance Business Magazine reports the average annual auto insurance premium in Florida is $2,560 – which is 52% (or nearly $1,000) higher than the national average. (And that is based on rates for a hypothetical 40-year-old male driver with a good driving record. Rates can get much higher for teens or those with a poor driving record.) Such significant costs have some motorists wondering whether there’s certain coverage they can forego. Here, our Southwest Florida injury lawyers provide a Florida auto insurance breakdown from a civil claims perspective.

Why is Car Insurance So Much Pricier in Florida?

Although one could reasonably argue that insurance companies have never needed a good reason to impose sky-high rates on customers, there are a few factors that result in Florida car insurance being so much higher than the national average.

A couple of these reasons include:

  • Florida is prone to more extreme weather. Hurricanes, tropical storms, flooding, tornadoes, lightning, brush fires, heavy fog – all of these things can increase the risk of vehicles being damaged, either directly or in a related crash.
  • Florida’s high number of uninsured drivers. In Florida, 1 in 5 drivers does not have the required auto insurance. This makes the claims process tough, and lawsuits tend to be more likely. With two insured drivers, a lawsuit may be wholly unnecessary, as Cape Coral Car Accident lawyers can often simply negotiate fair terms directly with insurers. But if the other party had no insurance, you’re usually left with pursuing a claim against that individual personally, filing third-party liability claims, or seeking uninsured/underinsured motorist (UM/UIM) claims from your own insurer. And if you’re the driver who is not insured, it doesn’t mean you can’t recover damages from the other at-fault party, but you will lose out on the claims for personal injury protection (PIP) as well as UM/UIM.

You might also expect to pay more if you:

  • Have poor credit. Florida does not prohibit use of this factor in premium rates the way some other states do.
  • Are male. Florida does not prohibit the use of this factor in premium rates the way some other states do.
  • Live in an urban area. Cities are packed with tight streets, loads of traffic, and a higher concentration of pedestrians, bicyclists, and large vehicles. The risk of vehicle damage is much higher.
  • Live in an area with high crime rates. The heightened risk of theft and vandalism will hike up rates.
  • Have an expensive or highly desirable car. Vehicles that are more costly to repair or particularly prone to theft will be pricier to insure.

What Coverage is Required for Florida Drivers

As longtime injury lawyers in Southwest Florida, we’ve seen a lot of crash victims put at a significant disadvantage because of lacking car insurance coverage. While it’s true that this is a no-fault state for crash claims, meaning your own insurer will cover damages regardless of fault, you must keep in mind that this coverage (PIP) only goes so far – $10,000, to be exact. And even then, it only covers PART of your losses – 80 percent of medical bills and 60 percent of lost wages.

If you’re seriously hurt and the other driver was at-fault, you’ll need to step outside the no-fault system to pursue a claim against that driver, your Underinsured Motorist Carrier (or other liable third parties).

But let’s start with what is required minimum car insurance coverage for registered vehicles Florida: Continue reading

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Fort Myers personal injury lawyerOne of the first questions a lot of people ask when they’re first considering filing a Fort Myers personal injury lawsuit is, “What is my case worth?”

In legal terms, we would phrase “the amount owed” as “damages.”

To answer this question, your Fort Myers personal injury lawyer would certainly start by examining the type of injury, who was at fault, how much you’ve racked up in medical bills, and the wages you’ve lost while you’ve had to take off work to recover. Determining the full scope of damages can quickly get complicated.

That’s partially because not every loss is tangible. You may be entitled to compensation for your physical pain and suffering or even for the emotional anguish you went through as a result of the incident. Those things aren’t easily measurable in dollars and cents (even if that’s how they’re ultimately paid).

Other factors that must be considered:

The type and severity of injury.

Minor injuries shouldn’t be dismissed, of course. But the reality is that unless your injury landed you in the hospital, resulted in a permanent injury, significant loss of function, permanent scarring, and/or forced time away from work, it’s unlikely to result in a significant settlement without the hiring of a skilled personal injury attorney.

If you are in a car accident in Florida, you actually can’t step outside the no-fault system to pursue damages against the at-fault driver unless the extent of your injuries meets or exceeds the serious injury threshold, as outlined in F.S. 627.737. This requires evidence that your injury consisted of a significant and permanent loss of an important bodily function, significant and permanent scarring or disfigurement, permanent injury within a reasonable degree of medical probability, or death.

However, this same rule won’t apply to motorcycle injury victims because they do not carry the no-fault personal injury protection (PIP) insurance. So again, the type of injury can impact how your case proceeds and how much it’s worth.

It’s also worth pointing out that certain types of cases may be more difficult/complicated to successfully pursue. For instance, a case of medical malpractice or product liability is going to require more resources, expertise, expert witnesses, attorney time, etc. They may also yield higher damage awards as there will likely be more recoverable assets/insurance coverage, but all of this will be weighed in determining the value of a case. Continue reading

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Fort Myers medical malpractice lawyerPregnancy and childbirth can be a time of intense joy and anticipation for families. It can also be a time of great apprehension given the risks. Just because something goes wrong in pregnancy or childbirth doesn’t automatically mean there’s a basis for a Florida medical malpractice lawsuit. However, there are absolutely instances when maternal death and sometimes miscarriage could be grounds for a claim.

It is critical to work with a Southwest Florida medical malpractice attorney who understands the complexity of these claims and has the skills, resources and commitment to seek accountability from negligent medical providers when warranted.

An estimated 1 in 4 pregnancies end in miscarriage, according to the American College of Obstetrics and Gynecologists. Most of these occur in the first trimester, and there is often no obvious cause.

Questions of legal accountability can be complicated, but might be raised when there is evidence of a medical provider’s clear error, misstep, or missed diagnosis that caused or significantly contributed to the loss. Possible examples might include:

  • A hospital-acquired infection.
  • Failure to provide prompt and proper treatment in the event of a medical emergency.
  • Missed diagnosis of a serious condition, such as preeclampsia, can lead to miscarriage and/or maternal death.

However, under current Florida law, civil liability for negligence leading solely to the death of a fetus (as opposed to the mother) would not be considered “wrongful death.”

Florida Courts on Civil Liability for Death of a Fetus

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Doctor reviews brain scans of a patient represented by South Florida brain injury lawyerA traumatic brain injury can make it seem as if time is literally standing still. Many of the 2.5 million people diagnosed with a TBI in the U.S. each year describe a sense of “depersonalization” or “derealization” that disrupts their sense of time – along with their memory, balance, sleep cycles, mood patterns, brain function, and more.  Unfortunately, as a Florida brain injury lawyer can explain, that doesn’t always mean you’ll have more time to file a civil negligence claim for damages related to that injury.

Traumatic brain injury or “TBI” is a contributing factor in an estimated one-third of all injury-related deaths in the U.S. A 2012 study published in the Journal of Safety Research revealed the cost to society for care and lost productivity due to brain trauma is enormous: $76 billion annually. Not all TBI sufferers are permanently impacted, but the National Institutes of Health report an estimated 5.2 million people in this country are disabled due to their TBI.

Although we don’t know exactly how many TBI injuries are caused by another’s negligence, we do know a fair number of Florida litigants include TBI claims. A longitudinal study published in the journal Frontiers in Neurology found that approximately 40 percent of TBI victims in one city had filed a personal injury lawsuit related to their claim.

A Florida brain injury lawyer can also tell you that many of the most common types of actionable injury claims involve head trauma: Car accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, slip-and-falls, hotel and resort injuries, golf cart injuries, construction accidents, nursing home falls, medical malpractice claims, criminal assaults on business property, etc. Depending on how serious your injuries were and whether someone else was at-fault for what happened, it may be possible to take legal action against at-fault parties in civil court to recover damages for medical bills, lost wages, pain and suffering, and more.

Factors That Impact How Long You Have to File Your Florida Brain Injury Lawsuit

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Fort Myers crash injuries lawyerIn a win for people seeking fair compensation for Florida car crash injuries, the Florida Supreme Court recently ruled against an auto insurer trying to minimize a claimant’s rightful payout.

The case of Ellison v. Willoughby started with a South Florida car accident. A truck driver t-boned another vehicle, causing serious car crash injuries. The plaintiff, a passenger in the car, sued both the truck driver and his wife, who co-owned the truck. (Florida allows vicarious liability lawsuits against vehicle owners under the dangerous instrumentality doctrine.)

The plaintiff also filed a claim with his own auto insurance company for uninsured/underinsured motorist (UM/UIM) coverage. As our Fort Myers car accident lawyers can explain, UM/UIM coverage is paid by your own insurer when the at-fault driver either doesn’t have any insurance or doesn’t have enough insurance to cover your losses. Such coverage isn’t mandatory for Florida auto insurance policies, but most offer it standard.

In this case the plaintiff then successfully pursued a claim for bad faith damages against his UM/UIM carrier. We don’t know the exact details of this particular bad faith claim, but most Florida bad faith insurance claims are initiated when insurers try to evade their obligations to policyholders. Examples include failure to properly investigate a claim or settle reasonable claims in a timely manner for a fair sum. Bad faith damages can be incredibly costly for insurers, but that’s intentional. Insurers have the upper hand in negotiations after a car crash as the insurance contract says that the insured gives up their right to negotiate their claim to the insurance carrier. Heavy penalties for acting in bad faith are intended to serve as a powerful incentive to treat injured claimants and policy holders fairly. In this case, the UM/UIM policy limit was a maximum of $10,000. But the bad faith claim ultimately led to a $4 million settlement between the UM/UIM insurer and the plaintiff. This was all before the trial against the truck driver and his wife/co-owner of the truck.

The negligence trial then proceeded, and plaintiff won a $30 million verdict. The defendant then filed to offset that verdict by $4 million, citing the bad faith insurance settlement. The trial court denied the request, as did Florida’s Second District Court of Appeal upon review. In so doing, the Fla. 2nd DCA certified a two-part question to the Florida Supreme Court:

  • Is a settlement made by a UM/UIM insurer to settle a first-party bad-faith insurance claim subject to setoff under F.S. 768.041(2)?
  • Can an insurer claim a setoff of such a settlement under F.S. 768.76 by citing it as a collateral source?

The Florida Supreme Court quashed the first part of the question/answer (it hadn’t been properly preserved for appeal). As to the second question, justices answered: No. Continue reading

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South Florida personal injury lawyerThink you might need to hire a Florida personal injury lawyer but have no idea where to start?

Most Naples personal injury clients are folks with little-to-no experience in civil litigation, and this is a good thing as we all don’t want to hire lawyers unless we have to. Many of our clients are reeling from a horrible crash or devastating loss due to a medical mistake and unsure of their next steps. Very often doctors or insurance companies are not always helpful in encouraging people to seek legal counsel.

The good news is that an experienced Naples Florida personal injury lawyer can help you navigate the whole process from start-to-finish, sometimes without even stepping foot in a courtroom.

How Do I Find a Lawyer?

The internet is usually the first place people start nowadays when looking for a Florida personal injury lawyer.

You can start with a simple search of attorneys in your region who practice the type of law you need. For serious injuries, you may want to dig a little deeper.

Personal injury law falls under the general umbrella of “torts,” but there are actually several different types of personal injury claims. For example, injury due to a doctor’s error is going to fall under “medical malpractice law.” Injuries resulting from a dangerous or defective product or vehicle will be filed as “product liability” claims. If you’re injured as a result of a dangerous condition on someone else’s property, this is called “premises liability.”

You want to check for injury lawyers in the area with experience and success in handling cases just like yours. For this, you can specifically for a section on their website with detailed testimonials and/or case results. (You can also ask for this directly if you decide to meet with the attorney.)

It’s not a bad idea to check the ratings and reviews on Google, social media, and other platforms. These might not give you the whole story, but attorneys and/or law firms with a fair number of positive reviews are probably doing something right.

In Florida, you can also contact your local Bar Association for lawyer referral services. There are offices in Collier, Lee, Charlotte and Sarasota Counties.

What Does a South Florida Personal Injury Lawyer Need From Me?

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