Articles Tagged with auto accident

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If you suffer car accident injuries in a crash caused by another driver’s sudden health emergency – such as a seizure or heart attack – the claim can be impeded by a defense known as the “sudden emergency doctrine.”car accident injuries

As our Cape Coral car accident injuries lawyers can explain, the law expects drivers to conduct themselves with a certain degree of reasonable care. Failure to do so is negligence.

But the law also recognizes that emergencies can arise. The sudden emergency doctrine is a defense that can be raised for people who are confronted with some unexpected danger. If established, it can mean the defendant isn’t held to the same standard of care as they might otherwise be for their actions. Continue reading

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Unlike 48 of the other 50 states, Florida does not require its drivers to carry insurance that will pay for bodily injury caused by a negligent or reckless driver.

Fort Myers Auto Accident AttorneyAccording to a recent study done by the Insurance Information Institute, Florida is second only to California in the number of uninsured motorists on the highways. Currently, Florida has 3.2 million drivers on the highways driving without any type of insurance which would pay for the injuries or death of the people they may hurt or even kill. Florida and New Hampshire are the only two states in the entire country that do not currently require even a minimum amount of bodily injury liability coverage. On top of the 3.2 million that are totally uninsured Florida has another major problem. Of those drivers in Florida counted as “insured” many have chosen to only buy PIP insurance that provides minimum payments to themselves and nothing to others that they may harm.

Under current Florida law, a vehicle owner can legally purchase an insurance policy that qualifies him or her as an “insured” that only provides Personal Injury Protection for themselves. Taken together, we have the 3.2 million who have absolutely no insurance and countless others who have simply bought PIP coverage with no liability insurance included. As a result, there is a strong likelihood that if a driver is involved in an accident in Florida the person who caused the accident is carrying no insurance to pay for the victim’s injuries.

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Florida_PIP_changesAfter years of effort (and plenty of money spread around Tallahassee by powerful lobbyists) the insurance industry has finally succeeded in limiting a motorist’s right to collect under Personal Injury Protection (PIP) coverage.

As advocating for the rights Floridians injured in auto accidents is a large portion of or our practice, we have been watching this issue very closely.

For years, the industry has been blaming Florida’s no-fault law for staged accidents and other health care fraud. Portions of the Florida no-fault law requires every motorist to carry $10,000 in PIP coverage. This coverage is meant to pay the first $10,000 in expenses after an accident, regardless of who is at fault. The at-fault driver’s liability insurance and a victim’s health insurance come into play after the PIP benefits have been exhausted.

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